Smarter, No Fee Payment Processing
See Your Monthly Processing Savings
Our Services
Unmatched Transparency & Service Excellence
Maximize your profits with Stone Ladder’s innovative payment solutions. Our cutting-edge merchant services are tailored to your business – whether you’re in retail, e-commerce, delivery, or B2B. Get dedicated support, complete fee transparency, and technology that helps you keep more of every transaction
No Fee Payment Processing
Eliminate processing fees while getting premium service. Free terminals, 24/7 support, and cutting-edge technology help you keep more of every transaction. Perfect for traditional and high-risk merchants alike.
High Risk Payment Processing
Industry-leading approval rates with multiple banking options. We specialize in maintaining stable, long-term processing for high-risk merchants. Get reliable solutions without fear of sudden account closures or frozen funds.
Ancillary Businesses Services
Power your growth with our comprehensive business toolkit. Access integrated analytics, marketing support, inventory management, and trusted wholesale partners – all designed to help high-risk businesses thrive.
About Stone Ladder
Our Commitment to You
We built Stone Ladder on three core principles: delivering the most innovative payment solutions, investing personally in your business growth, and providing responsive, round-the-clock support. It’s not just about processing payments—it’s about partnering in your success.
- Leading Payment Innovation
- Dedicated Growth Support24/7
- Concierge Service
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Key Benefits
Why Partner With Stone Ladder
We power payments across every industry – from bustling restaurants to growing retailers, service providers to e-commerce leaders. Our cutting-edge technology and dedicated support team help you boost revenue, eliminate processing fees, and scale your business with confidence.
Fast 48-Hour Account Approval
Turn potential into profit faster. While traditional processors keep you waiting, Stone Ladder gets your high-risk business approved and processing in just 48 hours. Our streamlined approval process and multiple banking relationships mean you can start accepting payments sooner.
No Contracts, No Exit Fees
Your success is our only commitment. While others lock you into long-term contracts with expensive escape clauses, we believe in earning your trust daily through exceptional service and results. Stay because you want to, not because you have to.
Rock-Solid Processing Stability
Sleep soundly knowing your payment processing is secure. With multiple banking relationships and redundant systems, Stone Ladder ensures your business maintains uninterrupted payment processing. Your funds flow reliably, your transactions process consistently, and your business stays operational.
No Processing Fees For All Business Types
- Pest Control
- Fishing/Hunting
- Landscape Services
- Lawn Care Services
- Consultants
- Marketing/Advertising
- Non-Profit Organizations
- Fine Dining
- Retail Sales
- Technology Services
- AC & Heating
- Construction
- Contractors
- Equipment Rental
- Plumbing
- Remodeling
- Repair/Maintenance
- Child Care Services
- Accountants
- Pawn Brokers
- Tax Preparation
- Bakery
- Grocery Stores
- Convenience Stores
- Restaurants/Bars
- Truck Stops
- Athletic Trainers
- Chiropractic Offices
- Dental Offices
- Optometrists
- Car Wash
- Auto Parts/Sales
- Veterinary Clinics
Testimonials
What Clients Say About Us
Reliable ​Revenue
We aren’t at risk of losing ​our payment services as a ​high-risk business, and ​now have new, reliable ​revenue from being able to ​accept cards.
Jason Helms
Founder/ CEO, HRJ Corp
Less fees, more ​money.
Stone Ladder helped us ​recouped our transaction ​fees and used that found ​income to reinvest in the ​business.
Amber Ishikawa
CCO, Cloth Foundry
Knows the High-Risk Industry…
Stone Ladder knows ​Southern Oregon, and the ​unique challenges and need of the ​high-risk industry.
Will Hill
Owner, Williams Wonder Farms